15 reasons why you are always poor before payday
The possibilities seem so endless once you get paid, but it’s those days leading up to the money dropping into your account that are the worst.
You know what we’re talking about. When you check your bank account and all you see is £20 left to last you five days, and basically causing you to regret every purchase you made over the last month.
So what did you spend all your hard-earned money on? We have a few ideas…
1. Rent
Let’s just get this out-of-the-way first. At least half of your wage has gone on your place and that is always a pretty tough blow.
2. Lunch
You keep meaning to get that cute lunchbox out for a homemade sandwich, but every morning you ditch it in favour of a quick and easy shop-bought sarnie or wrap.
3. Post-work drinks
You’ve had a stressful day so you get a drink to unwind and forget just how many you’ve had before you get the last train home. And let’s not pretend this doesn’t get repeated pretty often.
4. Cinema
Nowadays a trip to the movies could set you back at least £30 – because you can’t see a flick without popcorn or pick ‘n’ mix, can you?
5. Cleaner
Remember when you were a kid and you did chores? Nope.
6. Broken phone
Mobile phone – How many times have you cracked your screen now? Shelling out to get it fixed is becoming more frequent for you so make sure you have mobile phone insurance or accidental damage and personal belongings cover on your home insurance.
7. Mobile data
All those cat videos and YouTube clips are forcing you to pay for extra data. Totally not worth it by the end of the month when you’re skint.
8. You shop when you’re hungry
Studies have shown that we buy more food when we hit the supermarket on an empty stomach, so make sure your tummy is prepared before your next trip.
9. Sales shopping
Yeah you might be getting a pair of jeans half price, but what about the other five sale items you definitely don’t need?
10. On brand
Premium shopping on a basic budget is not doing your bank account any favours.
11. Credit card bills
It’s not free money guys, no matter what they tell you.
12. Utilities
When that gas bill arrives all you can think about is why you didn’t just put a jumper on and not the heating.
13. Chucking out food
In your hungry state at the supermarket you bought so much food that you didn’t know what to do with it. Plan your meals, guys.
14. Cigarettes
Whether you’re a full on smoker or social one, those death sticks aren’t just killing your lungs but your bank balance too.
15. The gym
Be realistic guys, how often are you actually going to justify that money coming out each month?
No comments:
Post a Comment